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Trusted by 200,000 small businesses
Tap to Pay on iPhone
Accept contactless payments right on your iPhone.
Tap to Pay on iPhone is now available with Yoco. That means anyone can accept all types of in-person, contactless payments — from physical debit and credit cards to Apple Pay and other digital wallets. It's easy and secure, and no additional hardware is needed. All you need is iPhone.
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How it Works
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Expand where you do business.
With Tap to Pay on iPhone, anyone can do business in more places simply by accepting contactless payments on iPhone. The checkout experience makes it easy to reach new customers, take payments on the go, and explore new ways of working to help reduce queues. All you need is iPhone and the Yoco app.
No additional hardware.
There's no need to invest in and manage card readers and terminals, so Tap to Pay on iPhone makes it simple to start a new business or expand a current one. With just an iPhone and the Yoco app, anyone can accept contactless payments. 
It's that simple.
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Privacy and security built in.
Tap to Pay on iPhone uses the built-in security and privacy features of iPhone to help protect your business and customer data. When a payment is processed, Apple doesn’t store card numbers or PIN information on Apple servers. So merchants and customers can rest assured that their data stays theirs.*
PIN transaction protection.
Transactions that require PIN entry will automatically prompt a PIN entry screen when using Tap to Pay on iPhone. During a transaction, Tap to Pay on iPhone is designed to prevent all photo, video, screenshot and screen-recording features on the merchant's iPhone from capturing a customer's card number or PIN information.
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Accessible for everyone.
For customers needing visual or other assistance, accessibility options are built into Tap to Pay on iPhone to help them securely enter PIN information. Audible instructions guide customers to draw their PIN on the screen or tap the screen to indicate each digit - tapping once for 1, twice for 2 and so on. To submit their PIN, they simply swipe right with two fingers.
 It’s easy to use.
Step 1
Open the Yoco app on your iPhone and enter the purchase amount.
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Step 2
Present your iPhone to the customer.
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Step 3
Your customer holds their card horizontally or their device at the top of your iPhone.
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Step 4
When you see the Done checkmark, the card read is complete and the transaction is being processed.
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Get started with Tap to Pay on iPhone and Yoco today.
To use Tap to Pay on iPhone, simply download the Yoco app, sign up, and start accepting in-person, contactless payments anytime, anywhere — right on your iPhone.
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Terms apply.
Tap to Pay on iPhone Requirements: Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply.
The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see developer.apple.com/tap-to-pay/regions.
*Tap to Pay on iPhone Encryption and Storage:
Encrypted card numbers are temporarily stored on iPhone only for transactions made in Store and Forward mode.
With Tap to Pay on iPhone, you can accept any contactless payment method, including Visa, Mastercard, and American Express debit and credit cards, as well as digital wallets such as Apple Pay and Google Pay. If your customer's card or device is contactless-enabled, they can simply tap to pay.
Signing up with Yoco takes as little as five minutes. Once your profile is verified, simply download the Yoco app from the App Store, enable Tap to Pay on iPhone, and you're ready to accept payments straight away. No hardware to order, no delivery to wait for. Just your iPhone and a Yoco account.
No. Your iPhone is the only tool you need. Tap to Pay on iPhone uses the NFC chip built into your device, so there's no card machine to buy, charge, or carry around.
No. Tap to Pay on iPhone requires an active internet connection, either Wi-Fi or mobile data, to process payments in real time. There is no offline mode. In most parts of South Africa, standard mobile data coverage is sufficient to keep you trading wherever you are.
Yes. As long as you have mobile data or a Wi-Fi connection, you can accept contactless payments from anywhere: a market stall, a pop-up, a client's premises, or a street event. No power outlet, extra hardware, or counter space required, making it a practical option for South African businesses that operate on the move.