New lower rates & up to 40% off on POS bundles.

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NEW Lower rates • Plans & Pricing

The lowest total cost of running your business.

It's not about being the cheapest — it's about the most value for your money. Lower transaction rates, no barrier to entry, and everything you need to grow, all in one place.

Everything you need to start selling

Core

Your advantage starts here.

Gain everything needed to get started with POS and run your business.

R0

/mo

Per location

From

1.35%

In-person local debit cards

Start Free

What you get

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Access to Put money aside inside your Yoco account, with up to three pockets, each with its own goal. and A cash advance based on your Yoco sales, repaid as you sell. No fixed terms, no penalties.
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Accept payments in-store and on iPhone
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Run your business with Yoco POS
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Manage products, orders and customers
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Access payouts and business reporting

Transaction fee

DEBIT

CREDIT

INTL.

Up to R50k

2.30%

2.30%

3.20%


R50k - R200k

1.35%

2.30%

2.75%


R200k+

Custom

Built to help you grow

Plus

Best Value

Scale. Turn customers into regulars.

Get loyalty, manage multiple locations.

R249

/mo

Per location

From

1.25%

In-person local debit cards

Start 30-day FREE trial

What you get

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Everything in Core
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Your own rewards programme built into checkout. No apps, cards or extra hardware. to bring customers back
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Lower fees
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Multi-location management
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Appointment management

Transaction fee

DEBIT

CREDIT

INTL.

Up to R50k

2.10%

2.20%

3.10%


R50k - R200k

1.25%

2.20%

2.65%


R200k+

Custom

Built for maximum efficiency

Pro

The advantage that compounds.

Full-stack ops, pro accounting, priority support.

R499

/mo

Per location

From

1.20%

In-person local debit cards

Start 30-day FREE trial

What you get

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Everything in Plus
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Free fast Payouts
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Advanced accounting integrations
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Table side ordering and management tools
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Advanced staff permissions

Transaction fee

DEBIT

CREDIT

INTL.

Up to R50k

1.95%

2.15%

3.05%


R50k - R200k

1.20%

2.15%

2.60%


R200k+

Custom

Process over R200k a month?

Unlock custom rates, hardware deals and dedicated support

Get custom rates!

Chat to our team

Cost calculator

Drag the slider to estimate your Yoco monthly fees

Core

Plus

Pro

Monthly sales

R

30,000

Transaction fees

%

2.3

excl. VAT

You'll pay

R 690.00

excl. VAT

Includes plan fees • Fast Payouts at better rates

Plan Comparison

Features selected for your stage of growth.

Plans Features

Core

Plus

Pro

Yoco POS

Tap to Pay on iPhone

Loyalty

-

Multi-location management

-

Appointment Management

-

Free Fast Payouts

-

-

Table management with table-side ordering

-

-

Advanced Accounting Integrations

-

-

Monthly subscription fee

R0

R249 pm

R499 pm

Features included with Yoco

Access to the business tools and support for free.

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PAYMENT

Ecommerce plugin

Payment links

Tap to Pay on iPhone

Fast payouts to any bank

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MANAGEMENT TOOLS

Yoco App

Yoco Portal

Digital invoicing

Yoco POS software

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SUPPORT

24 hour customer service

WhatsApp support

Online Help Centre

Real-time fraud detection

Pick your setup

All of our hardware is simple to set up, designed to sync seamlessly, and powered by our easy-to-use POS software.

Buy Now

-40%

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Yoco Counter

R

2999

R4999

A complete countertop point of sale, with a Neo Touch card machine included.

Learn more
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Handheld POS

From R699

For markets, food trucks, pop-ups, and table-side service. 18-hour battery, multi-network SIM, and a 5.5" HD touchscreen. Accept payments anywhere.

Yoco Pricing FAQs

Frequently asked questions about Yoco's pricing.

Visit Help Centre

Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.


Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees if you are eligible. This is based on your latest transaction volumes, and once your fees go down, they never go up again.


If you can provide us with a merchant statement that proves you transact over R200,000 per month, we will make you an offer for custom low rates.